Privacy Policy
Personal Information
Small Office Credit is committed to respecting your online privacy and recognizes your need for appropriate protection and management of any personally identifiable information (e.g., name, address, telephone number) that you share with us.
Note that if you elect to supply such information for us to contact you after an inquiry via Contact Us section of our website, we will only use the information to communicate with you regarding your inquiry or request for a newsletter.
Use of SmallOfficeCredit.com does not require the creation of an account or necessitate any sharing of personally identifiable information. When you choose to apply for a credit card offer presented at SmallOfficeCredit.com, you are taken directly to the credit card issuer’s website and you provide your information directly to the issuer.
However, by using our website you consent to the collection, use and processing of the information that you provide to us in accordance with the terms of this Privacy Policy. If you do choose to give us your personal Information, you are giving your consent for us to receive it, store it, and use it to improve and customize your experience. We may also disclose it in very limited circumstances as described herein.
Automatic Collection
SmallOfficeCredit.com does NOT automatically collect personally identifiable information from your computer when you browse our site. We automatically collect some non-personally identifiable information about your visit, including the operating system and browser you are using, as well as the date, time, and pages you visit. Collecting this information helps us design the site to suit your needs.
When you request a page from our site, our servers log your current IP address. An Internet Protocol (”IP”) address is a unique string of numbers that is automatically assigned to your computer by your Internet Service Provider. We use IP addresses to help diagnose problems and to gather demographic information and measure traffic to the site. We do not link IP addresses to any personally identifiable information about you.
Cookies and Other Tracking Technologies
A “cookie” is a small text file that can be used to recognize repeat visitors, facilitate a visitor’s ongoing access to and use of the site, and allow a site to track usage behavior and compile data. This and other tracking technologies enable us to make content improvements. They also allow us to give you information that is pertinent to you.
We may also use temporary or “session” cookies; these cookies will expire as soon as you leave SmallOfficeCredit.com.
Most browsers allow you to control cookies, including whether or not to accept them and how to remove them. However, electing to do so may render certain functions within SmallOfficeCredit.com inoperable.
Certain third party partners are allowed to place session cookies on your computer to collect non-personally identifiable information such as aggregate use statistics.
Also, in the course of advertising, a third party advertiser may place or recognize a unique cookie on your browser. SmallOfficeCredit.com assumes no responsibility for any cookies placed on your browser by such third-party advertisers.
Information Sharing and Disclosure
SmallOfficeCredit.com does not intend to transfer personal information to third parties without your consent, unless such a transfer is legally required. These circumstances are as follows:
- In compliance with applicable law, regulation, legal process or governmental request, always in our sole discretion.
- To other companies and organizations for credit fraud protection and risk reduction purposes.
- If we find that your actions on our website violate our Terms and Conditions or any of our usage guidelines for specific products or services.
We do not share, sell, rent, or trade personally identifiable information with third parties for their promotional purposes.
Security
SmallOfficeCredit.com has security measures in place and takes reasonable precautions to protect against the loss, misuse, and unauthorized access of your personal information under our control.
To do this, we regularly back up the information we collect online to insure against loss, use technical controls to secure the information we collect online as appropriate, including but not limited to: encryption, firewalls and password protections, and periodically test our security procedures to ensure personnel and technical compliance.
We use reasonable measures to ensure that all credit card applications listed with SmallOfficeCredit.com use a Secured Sockets Layer (SSL) connection. Provided you are using a SSL enabled browser, your information is encrypted as it travels over the Internet when you apply for a credit card at the issuer’s website.
You will know you are in secure mode when the padlock or key icon in the lower right-hand or left-hand corner of the computer screen appears in the locked position, but you will usually only see this icon only when you are filling out an application. In addition, when accessing a secure server, the first characters of the site address will change from “http” to “https”.
We are not responsible for the security of data transmitted from your computer to any issuer or other third-party website. For more information on security, please read our Site Security Policy.
Inapplicability of Privacy Policy to Links
This Privacy Policy applies only to the information we collect from users of SmallOfficeCredit.com. Links to and from other websites may appear on our site, but we are not responsible for the privacy practices of other websites and urge you to read the privacy policies of other websites to which you link from SmallOfficeCredit.com or otherwise visit.
Business Transfers
In the course of business development, all or certain of our assets may be sold. In such transactions, personal user information may be one of the transferred business assets. By submitting your personal information on SmallOfficeCredit.com you agree that your data may be transferred to such parties in these circumstances.
