Poor Credit

A “poor” credit card rating is given to individuals with a FICO score that is below 620.

Significant credit problems in the past - bankruptcies, foreclosures, significant late payments, etc. - may be the cause of a “poor” credit rating.

However, credit cards for those in this category allow them to:

• Rebuild credit by making payments on time
• Manage finances through a secured credit card
• Improve interest rates through demonstrated financial responsibility

Though you may have experienced credit issues in the past, there is no need to carry it into the future when you select your first small business credit card. Poor credit rating cards give you the option to obtain a fresh new financial start and rebuild your credit rating while also enjoying the benefits of having a credit card, such as being able to rent a car or reserve a hotel room.

If you are eligible for a poor credit rating small business credit card, you can choose from the options listed below: